Flexible Terms

We'll tailor our loan packages to suit your particular set of circumstances. You only need to discuss your needs with our loan officers. They will help you identify a package that is suitable to your needs.

Fast Access To Cash

Our online application process is quick and easy. We pride ourselves in fast response time. You'll have your money in your hands in the shortest time possible. It's also easy to qualify for a loan with us too.

Consolidate Your Debt

Are you buried under debt? You don't have to be. We can help you begin to claw your way out of that pit. We'll help you consolidate your debt and provide you with a single loan to pay off your current obligations.

Maintain Your Credibility

Borrowing money from friends or family can lead to the straining of these relationships. If you don't want to go down that road, get in touch with us. We'll provide you with flexible loans with low interest rates.

What we do?

Personal Loan
Business Loan
Foreigner / Expat Loan
Payday Loan
Renovation Loan
Wedding Loan
Urgent Emergency Loan
Bad Credit Personal Loan

BST Credit: Licensed
Money Lender in

Do you need urgent cash? Do you want to avoid the hassle and delay of applying for a loan through a bank? We know that life can be tough these days. Many more people are encountering financial difficulties and need quick access to funds in order to address these pressing issues.

BST Credit (Licence No. 138/2021) is here to help you. We are a licensed money lender in Singapore providing fast access to loans to citizens and permanent residents of Singapore as well as foreigners working in Singapore.


Because BST Credit is Just Different.

Life is unpredictable. You may be doing well today but may need some financial assistance tomorrow. It is during these down times that youโ€™ll need a helping hand to tide you over. It is our mission to provide our clients with that helping hand.

We have honed our skills in financial management and customer service to ensure that we can provide our customers with the best possible services. Whether you need a small loan to pay a bill before the end of the month or a large sum to remodel your home, you can trust us to take care of you. Weโ€™re committed to ensuring the success of our customers.

'BST' stands for Begin with Service & Trust.

You can trust us to provide you with high standards of service. Weโ€™ve aligned our operations with the requirements of the Moneylenders Act and Rules. We are regulated by the Registry of Moneylenders in Singapore. You can therefore apply for a loan with us with confidence that your interests are well protected.

We pride ourselves in providing our clients with fair, transparent and convenient services for quick financing. Our team of loan officers is dedicated to providing a high standard of service to our customers. You can be sure of great service from the moment you get in touch with us online to the time you pay your final instalment. You can be sure that there will always be someone available to provide you with assistance when you need it.


3 Easy Steps to Quick Cash

Step 01

Loan Application

Apply for a loan in the following ways:

(1) Call us at 6299-1782
(2) Walk-in to our office
(3) One minute online application here.

Step 02

Approval and Sign-off

We will give you a call to arrange for an appointment at our office with all the necessary documents. Once your loan is approved, the loan agreement will be handled to you for sign-off.

Step 03

Receive the Cash

Upon loan agreement sign-off, our loan officers will issue the cash or cheque to you right on the spot.ย We know you need cash fast. If you have any questions, feel free to have a live chat with us here.


No-hassle loans at affordable interest rates. What are you waiting for?

Looking for loans that offer flexibility? Youโ€™re in the right place. Weโ€™ll provide you with loans that you can use for just about anything. You can use the money to pay off medical bills, rent, renovation, tuition and much more. There is no limit to what you can use your money for.

Qualifying for a loan from a bank or other traditional financial institutions can be very difficult especially if you have a poor credit history. This isnโ€™t the case when you apply for a loan from BST Credit. We donโ€™t place emphasis on credit history. You only need to show proof of income and weโ€™ll help you work out an appropriate payment plan.