Fast and Legal Personal Loan Singapore

Are you getting married? Do you need to pay a large medical bill? Do you have an urgent personal emergency? Do you need cash urgently to cover some major expense? It doesn’t matter what personal crisis you’re facing; if you need a personal loan Singapore, you should come to BST Credit.

We’re the helping hand you can rely on when you need to access cash quickly. Our personal loans are fast and convenient and our interest rates low. You won’t need collateral either. We’ve got you covered no matter what expenses you face.

We at BST Credit have set ourselves apart from other lenders by putting the needs of our customers first. You no longer have to put up with red tape or jump through countless hoops to access a personal loan. Our application and approval process is simple and our terms are friendly. You can finally gain access to personal loans quickly without breaking a sweat.

What are Personal Loans?

A personal loan is a type of loan that is unsecured. You therefore do not need security of collateral in order to apply or qualify for the loan. This type of loan is suitable if you have personal financial needs that need to be met immediately.

The biggest advantage of taking a legal personal loan from BST Credit is the flexibility this type of loan offers. You can use the money to cover any of your expenses. It is a general purpose loan. There are no limits to what you can use it for.


Types of Personal Loans Available in Singapore

There are two types of loans you can access from BST Credit. These are:

Personal line of credit

The amount of money you can access with this type of loan is based on your credit limit. You can borrow up to a certain percentage of your credit limit with this type of loan. This type of loan offers a great deal of flexibility when it comes to payments. You can repay the loan at any time. Amounts for installments are not set. When you have repaid the amount you owe, you can take out another loan based on your credit limit.

Term loan

This type of personal loan is more restrictive in terms of repayments. A specified time limit is given within which this loan must be repaid. You can repay the loan in set monthly installments or in full by the end of the set period. This depends on the terms agreed upon for the repayment of the loan.

Interests rates for this type of loan are much lower.

What you can use the personal loan for?

BST Credit personal loans offer great flexibility in terms of what you can use the money for. Many of our clients use their personal loans to better their lives in many ways including:

  • Consolidating debt
  • Taking care of wedding expenses
  • Paying off credit card debt
  • Covering home remodeling expenses
  • Paying medical bills
  • Covering relocation expenses
  • Paying for a vacation
  • Paying taxes
  • Financing family plans

Why you should take a Personal Loan with us

Do you need some extra cash? Get in touch with BST Credit for a personal loan Singapore. We’ll offer you:

Greater flexibility to use the loan as you please

Unlike other loans that are given for specific uses, our personal loan can be used for any personal expenses. Our personal loans give you greater flexibility with the intent or purpose of the funds you receive.

Minimal document requirements

You don’t need a whole bundle of documents to get your loan approved. You don’t need collateral to access our personal loans. We’ve simplified the application process to make it easier for our customers to access the funds they so badly need.

Fast loan approval

Our loan approval process is simple and fast. You don’t have to jump through any hoops. We’ve cut out all the red tape.

Quick access to funds

Got an emergency? You can access funds quickly by applying for a personal loan from BST Credit. Our personal loans are a great option if you need cash quick.

Am I Eligible for a Personal Loan?

You’re eligible for a personal loan Singapore if:

  1. You’re at least 21 years old.
  2. You are a citizen or permanent resident of Singapore at the time of applying for the loan.

How do I Apply for a Personal Loan?

BST Credit offers easy access to personal loans. You can apply for a personal loan:

  1. Online
  2. By getting in touch with us through email or via phone
  3. Visiting our offices

Apply for your loan today or get in touch with us to find out more.