How To Apply For A HDB Renovation Permit & Check The Status

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Key Takeaways

To apply for an HDB renovation permit in Singapore, engage a registered renovation contractor who will submit the application through the HDB InfoWeb. Required documents include scaled floor plans and co-owner signatures. Permit approval typically takes up to three weeks. Check application status via HDB InfoWeb. Renovations are allowed from Monday to Saturday, with restrictions on noisy work hours.

Renovating your HDB flat can enhance your living space and increase the value of your property. However, before starting this transformative journey, it’s essential to understand the legal requirements involved, particularly the necessity of obtaining an HDB renovation permit, which is crucial.

This guide will provide you with a comprehensive overview of the permit application process, what you need to know before starting your renovations, and how to check the status of your application. By adhering to the correct procedures, you ensure that your renovation efforts are lawful and successful, avoiding any potential issues arising from non-compliance.

What is a HDB Renovation Permit?

A HDB renovation permit is a document for any homeowner looking to make significant changes to their HDB flat. Singapore’s Housing & Development Board (HDB) issues this permit, which is mandatory for various renovation works.

The permit ensures that all modifications to your flat adhere to the strict guidelines set by HDB, aiming to maintain the structural integrity of buildings and ensure the safety of residents.

When Is a HDB Renovation Permit Required?

HDB requires a renovation permit under several circumstances to regulate the extent and nature of renovations in HDB flats. Here’s when you need to secure one:

Replacing Floors

A permit is necessary whether you are upgrading the tiles in your kitchen or bathroom. However, the new floor finish must not exceed 5 cm in thickness, and the vertical clearance from the window base must be maintained at a minimum of 1 metre.

Hacking Walls

Not all walls can be modified. Hacking structural or load-bearing walls is prohibited without a permit, and depending on their location and function, even some non-structural walls may require approval.

Relocating Doors

If you’re considering rearranging the layout of your flat by moving doors, this typically requires a permit. This ensures that any changes do not affect the structural elements of the building.

Changing Staircases

Modifying properties like executive maisonettes where staircases are present involves a detailed approval process from HDB and the Building and Construction Authority (BCA).

Replacing Windows

Any window alteration must closely align with HDB’s established specifications to ensure unit safety and uniformity.

Bathroom Works

For newly acquired Build-To-Order (BTO) flats, bathroom renovations are restricted for the first three years to prevent damage to waterproofing measures.

Water and Sanitary Plumbing

Significant plumbing works often necessitate a permit, particularly if they involve major alterations like relocating sanitary fixtures.

Gas Works

Any work involving gas pipes or meters requires a permit and must be carried out by a licensed professional.

Installing Air Conditioners

Installing air conditioning units must comply with specific electrical loading standards and require a permit.

How to Apply for an HDB Renovation Permit

Step 1: Access HDB InfoWeb

The first step in applying for a renovation permit is to visit the HDB InfoWeb. This online platform provides all the information and forms required for the permit application.

Step 2: Engage a Registered Renovation Contractor

It’s essential to engage a contractor who is registered with HDB. These contractors are familiar with HDB’s regulations and will help ensure that your renovation plans adhere to the necessary standards.

The law stipulates that the contractor must submit the application for a renovation permit, not the flat owner, which helps maintain the quality and compliance of renovation works.

Required Documents

When applying for the permit, you will need to prepare and submit several important documents:

  • Scaled floor plans: You must provide two copies of the scaled floor plans of your intended renovation.
  • Signatures from co-owners: If the flat is co-owned, signatures from all co-owners are required on the application form.
  • Contractor’s details: The contractor must include their details and confirm their HDB registration status.

Step 3: Submit the Application

Your contractor will submit the application through the “Application for Renovation Permit” section on the HDB InfoWeb. This user-friendly system is designed to guide contractors through the submission process. Ensuring that all application parts are completed accurately is crucial, as any missing information can delay approval.

Step 4: HDB Review and Approval

Once submitted, HDB will review the application. This process typically takes up to three weeks, depending on the complexity and scale of the proposed renovations.

HDB may request additional information or clarifications during this period, so staying in close contact with your contractor is advisable.

Monitoring Your Application Status

You can check the status of your application by logging into the HDB InfoWeb with your credentials. This feature allows you to stay updated on the progress of your application and plan your renovation timeline accordingly.

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When Can You Do the Renovations?

After receiving your renovation permit, there are specific times during which you can carry out the renovation works.

Renovation work is only allowed from Monday to Saturday, 9 am to 6 pm. This regulation helps minimise disturbances to neighbouring units.

To further reduce inconvenience, noisy renovation activities must be completed by 5 pm on weekdays. Noisy work is not allowed on Saturdays, Sundays, public holidays, and the eve of public holidays.

FAQs About HDB Renovation Permits

How Do I Find an HDB-Approved Contractor?

Visit the HDB InfoWeb and check the list of HDB-approved renovation contractors. This list provides the names and contact details of contractors who are familiar with the regulations and can ensure that your renovation complies with HDB standards. You can also ask friends or family members who have recently undergone renovations for recommendations as they can also be helpful.

How Do I Check My HDB Renovation Permit Status?

Once your renovation permit application is submitted, you can track its status through the HDB InfoWeb. Log in to My HDB Page and go to the ‘My Flat’ section. Here, you’ll find options related to property transactions and permits. Select ‘Renovation’. This will lead you to the section where you can check the status of your renovation permit application.

Can I Use CPF to Pay for Renovations?

Currently, CPF funds cannot be used directly for renovation purposes. Renovation costs need to be financed through savings or a renovation loan.

Getting a Renovation Loan for Your HDB

When planning your HDB renovation, one of the key considerations is how to finance the project. Renovation loans can be a practical solution, providing the necessary funds to bring your vision to life. Here’s a detailed guide on how to secure a renovation loan for your HDB flat.

Understanding Renovation Loans

Renovation loans are specifically designed to cover the costs associated with home improvements. Unlike general personal loans, these are tailored for renovation purposes, often offering lower interest rates and terms that align with the scope of home refurbishments.

Eligibility and Requirements

To qualify for a renovation loan, you must typically meet the following criteria:

  • Income Requirements: Most banks require a minimum annual income, which can vary.
  • Credit Score: A good credit score is important as it influences your eligibility and the interest rates you receive.
  • Proof of Ownership: You must provide proof that you own the HDB flat undergoing renovation.

Choosing the Right Financial Institution

When selecting a lender for your renovation loan, compare the interest rates to ensure you are getting a competitive rate. Also, check the maximum loan amount offered and ensure it covers your renovation costs.

Typically, you can borrow up to six times your monthly income or a maximum of $30,000, whichever is lower. Lastly, look for flexible repayment terms that can be adjusted to suit your financial situation.

Start Your Renovation Journey!

Securing a renovation loan can provide the financial support you need to enhance your HDB flat. By understanding the different aspects of renovation loans and carefully selecting the right lender, you can manage your finances effectively and ensure your renovation project is successful. Always adhere to HDB’s guidelines for renovation modifications to ensure they are safe and compliant.

If you are looking for a financial solution to support your HDB renovation plans, consider exploring the options available with BST Credit. We offer competitive renovation loans that can be customised to meet your specific financial needs.

Apply for a loan with us today and take the first step towards transforming your home into your dream space.

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